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    <loc>https://www.capintad.com/about</loc>
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    <lastmod>2020-07-14</lastmod>
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      <image:title>About - John Reilly</image:title>
      <image:caption>Managing Director</image:caption>
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    <loc>https://www.capintad.com/contact</loc>
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    <lastmod>2020-07-13</lastmod>
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      <image:title>Contact</image:title>
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      <image:title>Contact</image:title>
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    <loc>https://www.capintad.com/new-page</loc>
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    <lastmod>2023-10-16</lastmod>
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      <image:title>For Nonprofits - The nonprofit agency’s Board of Directors has returned from its triennial weekend retreat with the new strategic plan for the next three years. The Executive Director was an invited guest and an enthusiastic participant. It’s Monday morning, and the ED is back in the office. Now what?</image:title>
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    <loc>https://www.capintad.com/new-page-1</loc>
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    <lastmod>2023-09-26</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5ee14b75014ce565406198f3/1592678153086-IZC0ELHMLO5CXVIKEDZU/canstockphoto30863955+%28Finger+Graph%29.jpg</image:loc>
      <image:title>For Entrepreneurs - According to the federal Bureau of Labor Statistics, some 20% of new businesses fail in their first year — and almost 50% don’t make it past five years.  What’s the problem?</image:title>
      <image:caption>These ventures ultimately fail because they run out of cash, for any number of reasons: being undercapitalized, expenses exceeding revenues for too long, big receivables ending up uncollectible — the list goes on — or the owners (or the owners’ spouses) finally say “No more.”  Their business plans, if they have them, most likely lay out strong marketing and operating strategies and tactics, accompanied by financial projections focusing (only) on revenues and profits; their owners figure that if they earn enough of those two things, survival won’t be an issue.  But about half of the time, it doesn’t work out that way.  Why?  What more should a business plan do?</image:caption>
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